In order to get a Credit Builder Card, you
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- Must pass the Customer Identification Program criteria
- Must be 18 years or older
- Plaid-linked bank account opened more than 90 days before the application
- Greater than or equal to $75 average balance for the last 90 days
- Plaid-linked bank account income/deposits/transfers greater than or equal to $750 monthly for the last 90 days
- No more than 1 Non-Sufficient Funds (NSF) per month for the past 90 days
- No more than 1 negative balance per month for the last 90 days
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